Dean Bala

Mortgage Corner: Collateral helps lender to see big picture

Collateral can be deciding factor when everything else is borderline, says Creston mortgage broker Dean Bala...

Mortgage Corner: ‘Character’ of a mortgage involves big picture

Creston Realtor and mortgage broker Dean Bala continues look at five Cs of credit with closer look at character...

Mortgage Corner: Options may be available even with limited down payment

Lenders may have different criteria when it comes to down payments, says mortgage broker Dean Bala...

Mortgage Corner: Two main variables affect capacity in mortgage lending

Lenders look at percentage of allowable income and what can be income, says Creston mortgage broker Dean Bala...

Mortgage Corner: Debit and credit cards can lead to trouble

You may make a bunch of small purchases before you realize you’ve spent more than you have, says mortgage broker Dean Bala...

Mortgage Corner: Mortgage options for the self-employed

For those with ability to prove income, mortgage process not much different than with traditional employment, says columnist Dean Bala...

Mortgage Corner: A look at the Creston Valley housing market

To give a broad summary, the market has been in slow, steady decline, says Realtor and mortgage broker Dean Bala...

Mortgage Corner: Remaining proactive reduces mortgage uncertainty

Planning for future and potential job loss an important undertakings, says Realtor and mortgage broker Dean Bala...